01603 212465

Wherry Dragon Credit Union,

Room 15, City Hall, St Peters Street,

Norwich, Norfolk, NR2 1NH

Applying for a Personal Loan

Borrow from £150 to £15,000

Our unsecured loan is tailored to what you can afford and the time you need to pay it back.


You can apply for a loan when you have been a member for three months (13 weeks) and regularly saved a minimum of £10 per month.


If you have savings from £40 to £1,650 you can borrow 4 times your savings.


For savings of over £1,650 you can borrow £5,000 + your savings.


You must save £10 a month on top of your loan repayment.

Benefits

• Free Loan Protection

• Free Life Savings

• Fixed interest rate of 12.68% APR

• Repayment term up to 48 months

• Repayments by payroll deduction or standing order

• No hidden charges

• No penalty for paying off your loan early

• Your savings grow as you repay the loan

• Lending decisions are made by a member of staff based on your needs

• All loans will be processed within 21 days

• You can top up an existing loan

Examples of Loans and Repayments

    12 Months    
  Loan Amount     Monthly Payment     Total Interest  
£500 £43.90 £26.84
£1000 £87.81 £53.76
£3000 £263.45 £161.41
£5000 £439.12 £269.50
    24 Months    
  Loan Amount     Monthly Payment     Total Interest  
£500 £23.30 £59.18
£1000 £46.60 £118.45
£3000 £139.82 £355.59
£5000 £233.03 £592.77
    36 Months    
  Loan Amount     Monthly Payment     Total Interest  
£500 £16.44 £91.68
£1000 £32.87 £183.50
£3000 £98.64 £551.32
£5000 £164.42 £919.16
LOAN APPLICATION FORM

Wherry Dragon Credit Union Ltd.

Registered Office : Room 15, City Hall, Norwich, NR2 1NH.

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